Cost of Attendance (COA) is the estimated amount it will cost a student to go to school. The COA is comprised of different components – some of which are direct (billable) and indirect (non-billable). Examples of direct costs are tuition and fees. Examples of indirect costs are transportation, miscellaneous personal expenses, and living expenses (if not living on campus). LMU offers several on-campus housing options. Review the options below, as direct costs may differ from the average costs used in the COA.